Health insurance will pay for drug rehab in most cases. Remember that most employers provide health insurance for their employees. If the company is losing so much money on you, chances are you are going to lose your job if you don’t get help soon. Looking at the big picture, your company is suffering because of your decreased productivity, mistakes made at work and your frequent absences. You might think you have things under control and that your job performance isn’t affected by your drinking and drug use think again. Even drug abuse among healthcare professionals is becoming commonplace. Surveys show that 60 percent of American adults know someone who has been under the influence of alcohol or drugs at work. Many professionals struggle with alcoholism and addiction. You even sneak in a buzz or high in the middle of your work day to get you past the grind. You drink or do drugs to get through your day. You go to work and have a family and friends. Questions for us? Visit a branch or call 800.433.1837.| Addiction, Treatment Case managers can help protect your job Talking about money struggles is important, and we make it super easy. Remember, we are here for your financial well-being. Your best life is ahead, and it will be worth it.Īlong the way, know that we are cheering for you, and we are here to help! Resources Allocate every spare dollar toward your bills. Put the plan in action.įor a season, do without some of your favorites. To improve your well-being, commit to putting in the work. Tessla Kissire, Coeur d'Alene branch managerĪny financial hardship is going to require your grit and determination.

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This not only provides possible pathways, but it could also help protect your credit from further damage. When you do this, you may learn of programs or payment options available to you. While it may seem overwhelming, proactively reach out to creditors and explain your situation. When you owe money, your natural instinct might be to disappear. ResourcesĬodi Couchman, Gage (Kennewick) branch manager With a budget, you are in control of your finances. When you have clarity and a plan of action, you actually experience peace of mind.

But when you find a good partner to help you set up a budget, it can be very reassuring. I’ve had many people tell me that budgeting stresses them out. When funds start to come back in, your budget provides clear direction for where the money should go. It tells you where to apply your limited resources - and areas to cut back on. It is a way to prioritize your bills and track your spending. When you don’t have enough money to pay your bills, why make a budget?Įven when money isn’t coming in, a budget is a map for your finances. Tammy Androes, Post Falls branch manager Call a Balance counselor today at 888.456.2227 for one-on-one counseling or info on a number of money topics.Whether setting up a budget or reviewing options for consolidating debt, Balance can help. Balance provides free, personalized counseling to help you find solutions after a financial crisis. We can answer questions and connect you with our partners like Balance. There is a wealth of expertise and resources available at your disposal.Īt Numerica, your financial well-being is the heart of our mission. But this is not something you have to figure out alone. It can be difficult or embarrassing to talk about money struggles. Some people attempt to solve all of their financial problems on their own. Step one is to prioritize the essentials. After all, you can’t expect to navigate financial hardship without a roof over your head and food on the table.

This means providing food, basic utilities, housing, and transportation for you and your family. While paying your credit card or medical bills is important, you have to take care of your essential needs first. When financial struggles weigh you down, every phone call from a debt collector can feel like the most important priority.

Joe Steele, Five Mile (Spokane) branch manager It can leave us struggling to pay the rent or mortgage, cover a loan or credit card bill - or simply make ends meet.įor times like these, 5 Numerica branch managers weighed in with expert advice. At some point in life, most of us encounter financial hardship.

Whilch bills to pay in job loss